Transparent Processing, LLC


About Us

Merchant Services

Merchant services is a broad category of financial services intended for use by businesses.[1] In its most specific use, it usually refers to merchant processing services that enables a business to accept a transaction payment through a secure (encrypted) channel using the customer's credit card or debit card or NFC/RFID enabled device. More generally, the term may include:

Merchant service providers typically require the merchant to have a merchant account with the provider, either directly or through a referral partner, such as banks or B2B service companies.  

In the case of mPOS systems, mobile pin entry devices (PED) are typically connect to a mobile phone through Bluetooth and then use the phone's WiFi or mobile data to connect with the banks. This system does not require a merchant account although the companies that offer this type of service will still have a relationship with an acquirer. The cost of payments made through mPOS are significantly more so it is more suitable for businesses that do not put through many card transactions. There is usually also a charge for buying the device from the mPOS system provider.

Comprehensive Approach

We help businesses prosper by providing financial services that meet the needs, exceed the expectations, and enhance the lives of our clients and communities.

Committed to Service

Every successful financial strategy starts with an excellent client relationship. Our mission and values include exceeding our client’s every expectation. Call us today to find out how we can suggest long- and short-term strategies that will help you realize your financial dreams.

Our Team

Michael Roithmeier, Owner

Michael has over 15 years of experience with the top companies in the financial services industry, spanning both coasts.  Throughout his career, Michael has successfully partnered with financial institutions, referral partners and business owners. . This vast and varied experience allows Michael to bring creative solutions to his partners, readily identifying the right products to efficiently and effectively drive their customers’ businesses. His passion for helping people, and his attention to detail, has resulted in those partners exceeding their productivity goals. Michael is passionate about his partners and is committed to retaining and improving the foundation on which that relationship is built.


Contact Us

Transparent Processing, LLC

P.O. Box 3531, Apollo Beach, Florida 33572

(813) 922-9319


Monday - Friday: 10am - 5pm

Saturday: By appointment

Sunday: Closed

Contact Us Today